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FHA Mortgage Loan

FHA mortgages are administered by the U.S. Department of Housing and Urban Development (HUD). They are government-insured loans that offer very low down payments. This downpayment can even be gifted by relatives or employers.

FHA home loan rates are often lower, and qualifying is easier because credit is not as large a factor. These loans are often assumable, meaning you can take them over from the previous owners or allow a buyer to take it over from you. Refinancing is easier, and there are other products and services available. FHA Loans have a cap on how much can be borrowed, processing may take longer and appraisal guidelines may be slightly more strict. The house must be worth the selling price. FHA mortgages are not restricted to first-time borrowers. FHA loans include 30 and 15 year loans, 203K and 203K Streamline Loans and $100 Down Programs.

FHA mortgage home loans are a very popular program for many homebuyers including, first-time homebuyers, lower-income families and current homeowners. Integrity Mortgage Group is an approved lender for this special mortgage program and can help you throughout the entire loan process. Call now to start today!

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